Redistributing
Redistributing
Redistributing
the value monopolized
the value monopolized
the value monopolized
by crypto
by crypto
by crypto
giants
giants
giants
A secure, decentralized issuer that takes back the value captured by crypto giants, and redistributes it to the community through $USUAL.
By
Paladin
By
Halborn
By
Spearbit
By
Cantina
By
Sherlock
Redistributed
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Current TVL
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Yearly Protocol Revenue
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Staking APY
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Locking APY
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By
Paladin
By
Halborn
By
Spearbit
By
Cantina
By
Sherlock
Redistributed
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Current TVL
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Yearly Protocol Revenue
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Staking APY
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Locking APY
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By
Paladin
By
Halborn
By
Spearbit
By
Cantina
By
Sherlock
Redistributed
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Current TVL
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Yearly Protocol Revenue
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Staking APY
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Locking APY
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By
Paladin
By
Halborn
By
Spearbit
By
Cantina
By
Sherlock
Redistributed
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Current TVL
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Yearly Protocol Revenue
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Staking APY
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Locking APY
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By
Paladin
By
Halborn
By
Spearbit
By
Cantina
By
Sherlock
Redistributed
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Current TVL
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Yearly Protocol Revenue
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Staking APY
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Locking APY
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The Foundation of the Usual Ecosystem
The Foundation of the Usual Ecosystem
The Foundation of the Usual Ecosystem
Cash, Yield, Credit, and Payments converge into one unified ecosystem forming the foundation of a new, cohesive financial architecture.
Cash, Yield, Credit, and Payments converge into one unified ecosystem forming the foundation of a new, cohesive financial architecture.
Coming soon
Grow Your Money Securely
Hold transparent, asset-backed cash in multiple currencies, protected from volatility.
Coming soon
Less Work, More Earn
Access simple yield modes, Savings, Boosted, or Bonded, tailored to your goals.
Base Yield
Boosted Yield
Coming soon
Always Take the Best Route
Let Usual handle routing so every transaction follows the most efficient path.
Coming soon
Borrow with Predictability
Borrow at stable & transparent rates using your assets as collateral. No hidden terms.
Fixed
Coming soon
Move Money Without Borders
Transfer instantly between fiat and onchain cash, or bridge across currencies seamlessly.
Coming soon
Put Your Assets to Work
Lend your assets and earn steady, transparent returns through onchain markets.
Coming soon
Spend Onchain, Anywhere
Use your onchain cash to pay anywhere with the Usual debit card.
Coming soon
Grow Your Membership
Boost your yields, unlock exclusive products, and claim protocol revenues.
Coming soon
Grow Your Money Securely
Hold transparent, asset-backed cash in multiple currencies, protected from volatility.
Coming soon
Less Work, More Earn
Access simple yield modes, Savings, Boosted, or Bonded, tailored to your goals.
Base Yield
Boosted Yield
Coming soon
Always Take the Best Route
Let Usual handle routing so every transaction follows the most efficient path.
Coming soon
Borrow with Predictability
Borrow at stable & transparent rates using your assets as collateral. No hidden terms.
Fixed
Coming soon
Move Money Without Borders
Transfer instantly between fiat and onchain cash, or bridge across currencies seamlessly.
Coming soon
Put Your Assets to Work
Lend your assets and earn steady, transparent returns through onchain markets.
Coming soon
Spend Onchain, Anywhere
Use your onchain cash to pay anywhere with the Usual debit card.
Coming soon
Grow Your Membership
Boost your yields, unlock exclusive products, and claim protocol revenues.
Our products
Our products
Our products
From Stability to Ownership
From Stability to Ownership
From Stability to Ownership
Whether cash mode, earn mode, or even Usual Ownership, we enable a clear path from stability to yield and long-term alignment.
Cash
Savings
Alpha
Bonded
Cash, Fully Backed
Cash forms the foundation of the Usual ecosystem, secured by audited real-world assets and and giving you access to multiple ways to earn.
Ecosystem TVL:
$1,192.50M
Collateralization
100.88%
Get Cash
USD0
ETH0
EUR0
BTC0
Coming Soon
Efficient & Composable
Transferable, permissionless cash; works across DeFi integrations.
Fully Collateralized
Backed by short‑term T‑Bills; transparent, bankruptcy‑remote structure.
Safe and Insured
Protocol insurance fund for systemic events; audited by Sherlock.
Cash
Savings
Alpha
Bonded
Cash, Fully Backed
Cash forms the foundation of the Usual ecosystem, secured by audited real-world assets and and giving you access to multiple ways to earn.
Ecosystem TVL:
$1,192.50M
Collateralization
100.88%
Get Cash
USD0
ETH0
EUR0
BTC0
Coming Soon
Efficient & Composable
Transferable, permissionless cash; works across DeFi integrations.
Fully Collateralized
Backed by short‑term T‑Bills; transparent, bankruptcy‑remote structure.
Safe and Insured
Protocol insurance fund for systemic events; audited by Sherlock.
Cash
Savings
Alpha
Bonded
Boosted Earnings
Built for users who want higher returns through delta-neutral strategies. Activate boosted yield while staying liquid.
Timeframe:
Medium term
Reward Type:
Bossted yield
Boost Yield
USD0
a
8.6%
APY
ETH0
a
EUR0
a
BTC0
a
Coming Soon
Boosted Yield
Delta-neutral strategies designed for amplified, flexible returns.
Transparent Collateral
Fully collateralized and continuously risk-controlled onchain.
Flexible Liquidity
Withdraw anytime following a brief cooldown period.
Cash
Savings
Alpha
Bonded
Cash, Fully Backed
Cash forms the foundation of the Usual ecosystem, secured by audited real-world assets and and giving you access to multiple ways to earn.
Ecosystem TVL:
$1,192.50M
Collateralization
100.88%
Get Cash
USD0
ETH0
EUR0
BTC0
Coming Soon
Efficient & Composable
Transferable, permissionless cash; works across DeFi integrations.
Fully Collateralized
Backed by short‑term T‑Bills; transparent, bankruptcy‑remote structure.
Safe and Insured
Protocol insurance fund for systemic events; audited by Sherlock.
Cash
Cash, Fully Backed
Cash forms the foundation of the Usual ecosystem, secured by audited real-world assets and and giving you access to multiple ways to earn.
Ecosystem TVL:
$1,192.50M
Collateralization
100.88%
Get Cash
USD0
ETH0
EUR0
BTC0
Coming Soon
Efficient & Composable
Transferable, permissionless cash; works across DeFi integrations.
Fully Collateralized
Backed by short‑term T‑Bills; transparent, bankruptcy‑remote structure.
Safe and Insured
Protocol insurance fund for systemic events; audited by Sherlock.
Built on Stability.
Secured by AA-Grade Assets.
Built on Stability.
Secured by AA-Grade Assets.
Built on Stability.
Secured by AA-Grade Assets.
Backed by high-quality, revenue-generating assets, ensuring stability, security, and sustainable yield.
Discover the latest updates and plans from the Usual Labs.
USYC
M0
USDtb
ONDO
Coming soon
USYC
M0
USDtb
ONDO
Coming soon
USUALx APY
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4-Year Cash Flow
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USUALx APY
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4-Year Cash Flow
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Staked Supply
62.44%
Burned Supply
17.31%
Staked Supply
62.44%
Burned Supply
17.31%
The Revenue-Based Token
at the Heart of Usual
The Revenue-Based Token
at the Heart of Usual
USUAL rewards adoption and usage, aligning incentives with contributors to fuel protocol growth. Its distribution introduces new DeFi primitives, ensuring rapid ecosystem scaling and sustainable decentralization.
USUAL rewards adoption and usage, aligning incentives with contributors to fuel protocol growth. Its distribution introduces new DeFi primitives, ensuring rapid ecosystem scaling and sustainable decentralization.
Ecosystem
Ecosystem
Ecosystem
Usual Everywhere
Usual Everywhere
Usual Everywhere
We partner with the best platforms and ecosystems in DeFi to unlock the full potential of USD0++ and USUAL.
+30
+30
+30
Integrated Projects
Integrated Projects
Integrated Projects
+27
4
4
4
Supported Chains
Supported Chains
Supported Chains
+80
+80
+80
Yield Opportunities
Yield Opportunities
Yield Opportunities
Vault
Liquidity Provider
+3
Updates
Updates
Updates
What’s New
What’s New
What’s New
Continuous improvements and new features, each release brings a better experience. Stay informed with the latest updates.
Resources
Resources
Resources
Beyond the Usual
Beyond the Usual
Beyond the Usual
A comprehensive collection of resources to help you navigate and thrive within the Usual protocol.
Swap
Swap
Stake
Unstake
Bridge
Provide
USDC
USDT
TUSD
1000.00
Balance: 225,500.78
Max
$1000.00
USD0
1000.10
Balance: 15,000.43
$1000.00
Min. received
245,450.89 USD0
1 USDC ≈ 0.9999 USD0
Approve token
Confirm transaction
Network fee
Free
Approved Amount
10 000 USDC
Approve one-time only
You’ll give a one-time approval to transfer the token on your behalf
Approve unlimited amount
You won’t need to approve again next time you want to transfer the token
One-time Approval
Try me
Swap
Swap
Stake
Unstake
Bridge
Provide
USDC
USDT
TUSD
1000.00
Balance: 225,500.78
Max
$1000.00
USD0
1000.10
Balance: 15,000.43
$1000.00
Min. received
245,450.89 USD0
1 USDC ≈ 0.9999 USD0
Approve token
Confirm transaction
Network fee
Free
Approved Amount
10 000 USDC
Approve one-time only
You’ll give a one-time approval to transfer the token on your behalf
Approve unlimited amount
You won’t need to approve again next time you want to transfer the token
One-time Approval
Try me
Swap
Swap
Stake
Unstake
Bridge
Provide
USDC
USDT
TUSD
1000.00
Balance: 225,500.78
Max
$1000.00
USD0
1000.10
Balance: 15,000.43
$1000.00
Min. received
245,450.89 USD0
1 USDC ≈ 0.9999 USD0
Approve token
Confirm transaction
Network fee
Free
Approved Amount
10 000 USDC
Approve one-time only
You’ll give a one-time approval to transfer the token on your behalf
Approve unlimited amount
You won’t need to approve again next time you want to transfer the token
One-time Approval
Try me
Swap
Swap
Stake
Unstake
Bridge
Provide
USDC
USDT
TUSD
1000.00
Balance: 225,500.78
Max
$1000.00
USD0
1000.10
Balance: 15,000.43
$1000.00
Min. received
245,450.89 USD0
1 USDC ≈ 0.9999 USD0
Approve token
Confirm transaction
Network fee
Free
Approved Amount
10 000 USDC
Approve one-time only
You’ll give a one-time approval to transfer the token on your behalf
Approve unlimited amount
You won’t need to approve again next time you want to transfer the token
One-time Approval
Try me
Swap
Swap
Stake
Unstake
Bridge
Provide
USDC
USDT
1000.00
Balance: 225,500.78
Max
$1000.00
USD0
1000.10
Balance: 15,000.43
$1000.00
Min. received
245,450.89 USD0
1 USDC
≈ 0.9999 USD0
Approve token
Confirm transaction
Network fee
Free
Approved Amount
10 000 USDC
Approve one-time only
You’ll give a one-time approval to transfer the token on your behalf
Approve unlimited amount
You won’t need to approve again next time you want to transfer the token
One-time Approval
FAQ
FAQ
FAQ
Frequently asked questions
Frequently asked questions
Frequently asked questions
Find the answers you need to confidently navigate and succeed with Usual.
What is Usual?
Usual is a decentralized protocol, embracing the shape of a decentralized banking system. It issues a fiat-backed stablecoin, collateralized by Real-World Assets (RWAs), combining the security of real assets with the composability and liquidity of DeFi. More than just a stablecoin issuer, Usual puts ownership and governance back into users' hands through the $USUAL token.
Why choose Usual?
Unlike traditional banks and other stablecoin issuers, Usual fully rewards users for the value they bring. By providing access to the upside and success of the protocol—along with a yield—Usual delivers a model that’s more powerful and rewarding than traditional yield-bearing stablecoins, all while offering a stablecoin shielded from banking failure risks.
What makes Usual different?
Usual is a protocol that invites everyone to be part of shaping the future of financial institutions, giving participants ownership of both the infrastructure and its revenues. Through a compounding and value-sharing model linked directly to future revenue, Usual aligns participant interests to fuel the protocol’s long-term success. Usual stands out with a radically innovative approach to value redistribution—its governance token is no empty symbol but a core asset, with 90% distributed to the community.
What is USD0?
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem. As the core stability asset of Usual, USD0 supports transparency and security by maintaining real-time reserves, offering a non-fractional, reliable alternative to stablecoins like USDT and USDC.
What is USD0++?
USD0++ is a liquid staking version of USD0, acting like a savings account for Real-World Assets with a 4-year lock-up. It offers rewards while remaining transferable, with $USUAL rewards incentivizing the growth and adoption of USD0.
What is USUAL?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization.
Why is USUAL more than just a governance token?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization
What is Usual?
Usual is a decentralized protocol, embracing the shape of a decentralized banking system. It issues a fiat-backed stablecoin, collateralized by Real-World Assets (RWAs), combining the security of real assets with the composability and liquidity of DeFi. More than just a stablecoin issuer, Usual puts ownership and governance back into users' hands through the $USUAL token.
Why choose Usual?
Unlike traditional banks and other stablecoin issuers, Usual fully rewards users for the value they bring. By providing access to the upside and success of the protocol—along with a yield—Usual delivers a model that’s more powerful and rewarding than traditional yield-bearing stablecoins, all while offering a stablecoin shielded from banking failure risks.
What makes Usual different?
Usual is a protocol that invites everyone to be part of shaping the future of financial institutions, giving participants ownership of both the infrastructure and its revenues. Through a compounding and value-sharing model linked directly to future revenue, Usual aligns participant interests to fuel the protocol’s long-term success. Usual stands out with a radically innovative approach to value redistribution—its governance token is no empty symbol but a core asset, with 90% distributed to the community.
What is USD0?
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem. As the core stability asset of Usual, USD0 supports transparency and security by maintaining real-time reserves, offering a non-fractional, reliable alternative to stablecoins like USDT and USDC.
What is USD0++?
USD0++ is a liquid staking version of USD0, acting like a savings account for Real-World Assets with a 4-year lock-up. It offers rewards while remaining transferable, with $USUAL rewards incentivizing the growth and adoption of USD0.
What is USUAL?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization.
Why is USUAL more than just a governance token?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization
What is Usual?
Usual is a decentralized protocol, embracing the shape of a decentralized banking system. It issues a fiat-backed stablecoin, collateralized by Real-World Assets (RWAs), combining the security of real assets with the composability and liquidity of DeFi. More than just a stablecoin issuer, Usual puts ownership and governance back into users' hands through the $USUAL token.
Why choose Usual?
Unlike traditional banks and other stablecoin issuers, Usual fully rewards users for the value they bring. By providing access to the upside and success of the protocol—along with a yield—Usual delivers a model that’s more powerful and rewarding than traditional yield-bearing stablecoins, all while offering a stablecoin shielded from banking failure risks.
What makes Usual different?
Usual is a protocol that invites everyone to be part of shaping the future of financial institutions, giving participants ownership of both the infrastructure and its revenues. Through a compounding and value-sharing model linked directly to future revenue, Usual aligns participant interests to fuel the protocol’s long-term success. Usual stands out with a radically innovative approach to value redistribution—its governance token is no empty symbol but a core asset, with 90% distributed to the community.
What is USD0?
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem. As the core stability asset of Usual, USD0 supports transparency and security by maintaining real-time reserves, offering a non-fractional, reliable alternative to stablecoins like USDT and USDC.
What is USD0++?
USD0++ is a liquid staking version of USD0, acting like a savings account for Real-World Assets with a 4-year lock-up. It offers rewards while remaining transferable, with $USUAL rewards incentivizing the growth and adoption of USD0.
What is USUAL?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization.
Why is USUAL more than just a governance token?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization
What is Usual?
Usual is a decentralized protocol, embracing the shape of a decentralized banking system. It issues a fiat-backed stablecoin, collateralized by Real-World Assets (RWAs), combining the security of real assets with the composability and liquidity of DeFi. More than just a stablecoin issuer, Usual puts ownership and governance back into users' hands through the $USUAL token.
Why choose Usual?
Unlike traditional banks and other stablecoin issuers, Usual fully rewards users for the value they bring. By providing access to the upside and success of the protocol—along with a yield—Usual delivers a model that’s more powerful and rewarding than traditional yield-bearing stablecoins, all while offering a stablecoin shielded from banking failure risks.
What makes Usual different?
Usual is a protocol that invites everyone to be part of shaping the future of financial institutions, giving participants ownership of both the infrastructure and its revenues. Through a compounding and value-sharing model linked directly to future revenue, Usual aligns participant interests to fuel the protocol’s long-term success. Usual stands out with a radically innovative approach to value redistribution—its governance token is no empty symbol but a core asset, with 90% distributed to the community.
What is USD0?
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem. As the core stability asset of Usual, USD0 supports transparency and security by maintaining real-time reserves, offering a non-fractional, reliable alternative to stablecoins like USDT and USDC.
What is USD0++?
USD0++ is a liquid staking version of USD0, acting like a savings account for Real-World Assets with a 4-year lock-up. It offers rewards while remaining transferable, with $USUAL rewards incentivizing the growth and adoption of USD0.
What is USUAL?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization.
Why is USUAL more than just a governance token?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization
What is Usual?
Usual is a decentralized protocol, embracing the shape of a decentralized banking system. It issues a fiat-backed stablecoin, collateralized by Real-World Assets (RWAs), combining the security of real assets with the composability and liquidity of DeFi. More than just a stablecoin issuer, Usual puts ownership and governance back into users' hands through the $USUAL token.
Why choose Usual?
Unlike traditional banks and other stablecoin issuers, Usual fully rewards users for the value they bring. By providing access to the upside and success of the protocol—along with a yield—Usual delivers a model that’s more powerful and rewarding than traditional yield-bearing stablecoins, all while offering a stablecoin shielded from banking failure risks.
What makes Usual different?
Usual is a protocol that invites everyone to be part of shaping the future of financial institutions, giving participants ownership of both the infrastructure and its revenues. Through a compounding and value-sharing model linked directly to future revenue, Usual aligns participant interests to fuel the protocol’s long-term success. Usual stands out with a radically innovative approach to value redistribution—its governance token is no empty symbol but a core asset, with 90% distributed to the community.
What is USD0?
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem. As the core stability asset of Usual, USD0 supports transparency and security by maintaining real-time reserves, offering a non-fractional, reliable alternative to stablecoins like USDT and USDC.
What is USD0++?
USD0++ is a liquid staking version of USD0, acting like a savings account for Real-World Assets with a 4-year lock-up. It offers rewards while remaining transferable, with $USUAL rewards incentivizing the growth and adoption of USD0.
What is USUAL?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization.
Why is USUAL more than just a governance token?
$USUAL is the governance token powering the Usual protocol, uniquely designed with an intrinsic value tied directly to the protocol’s revenue model.
$USUAL drives the adoption and use of USD0, aligning incentives for contributors and fueling protocol growth. Its innovative distribution model sets the stage for new DeFi possibilities, accelerating ecosystem expansion and sustainable decentralization
Need help?
Get help with understanding Usual and using our application.
Need help?
Get help with understanding Usual and using our application.
Governed by you
and +10,000 more stakers
Make key decisions to guide Usual’s protocol, community, and broader ecosystem.
UIP-11
Rebalancing USUAL for a stronger and sustainable v2.
In progress
Governed by you
and +10,000 more stakers
Make key decisions to guide Usual’s protocol, community, and broader ecosystem.
UIP-11
Rebalancing USUAL for a stronger and sustainable v2.
In progress
Governed by you
and +10,000 more stakers
Make key decisions to guide Usual’s protocol, community, and broader ecosystem.
UIP-11
Rebalancing USUAL for a stronger and sustainable v2.
In progress
Governed by you
and +10,000 more stakers
Make key decisions to guide Usual’s protocol, community, and broader ecosystem.
UIP-11
Rebalancing USUAL for a stronger and sustainable v2.
In progress
Governed by you
and +10,000 more stakers
Make key decisions to guide Usual’s protocol, community, and broader ecosystem.
UIP-11
Rebalancing USUAL for a stronger and sustainable v2.
In progress
Protocol
Ecosystem
Transparency
Protocol
Ecosystem
Transparency
Protocol
Ecosystem
Transparency
Protocol
Ecosystem
Transparency
Protocol
Ecosystem
Transparency